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savings

We have a variety of different savings options available for our members. Whether you're planning for retirement, or just saving for a rainy day, we can help you reach your goals.

Primary Share Savings Account

This is our basic savings account — it is also your “share” in the Credit Union and is required when you open an account with us. Only a $5 minimum balance is required in this account. Access these funds easily with your ATM/debit card.

Special Savings Account

Saving up for something special? We can easily set up a special savings account for whatever the reason. And you can label it how you wish — vacation savings, home repairs savings, college savings… you get the idea!

Christmas Club Account

Start saving early for the holidays and you’ll be glad you did! Our Christmas Club account can be started at any time during the year and the balance will be transferred to your savings or checking account on October 31st. Most members take a small amount of each paycheck and automatically put it into this account. It’s easy and you’ll love the extra spending cash come holiday time.

Share Certificates (CDs)

We offer our CDs in a variety of terms including 6, 12, 15, 18, 24, 30, 36 and 48 months. A minimum deposit of only $500 makes it easy to start at any time.

Individual Retirement Accounts (IRAs)

We offer both Roth and Traditional IRAs at the Credit Union. No minimum deposit is required, plus our rates are always competitive. Not sure which is right for you? Contact the Credit Union and we can help guide you.

Money Market Accounts (MMAs)

If you don't want to lock your money up in a CD, but still want to earn a higher rate of return, our Money Market Account may be just for you. Our account allows up to three withdrawals a month and requires a minimum $2,000 balance. Our rates are tiered, so the more you have to save — the higher the rate you earn.

Change Cup Savings Program

Saving money is easy with our NEW Change Cup Savings Program! With Change Cup, all purchases made with your debit card will be rounded up, with the difference being deposited in the savings account of your choice. For instance, if you make a purchase for $2.50, Change Cup will round up the total and 50¢ will be transferred into savings.  Change Cup is an easy way to effortlessly build your savings, whether it be for an emergency savings account, a vacation fund or Christmas Club. If you are interested in enrolling in this program or would like more details on how it works, stop by or give us a call.

 

 

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